Long-Term Disability

Many people purchase long-term disability insurance to cover their needs in the event that they are seriously injured or suffer from debilitating illness or disease, thus becoming unable to work.

At Steven Dunn, P.A., our lawyers represent clients at every stage of the insurance claims process, offering legal advice regarding whether to attempt continued work, or to leave, or quit their job or whether to sell businesses based on disability.

If you have just begun fighting for your claim, or have been pursuing your claim while being hassled by the insurance company or have been denied and unsuccessfully used another lawyer, we will review your issues to determine how we can help. Early legal intervention always serves toward a disabled client’s advantage for obtaining a favorable outcome.

Get Legal Help

Because insurance policies are noted for their complexity, and the average policy holder has difficulty understanding the coverage provided, it is wise to have an attorney review the policy to protect your rights. Insurance companies employ adjusters and retain their own attorneys to interpret insurance policies in their favor. They reduce or deny benefits, whenever possible. 

At Steven Dunn, P.A., our lawyers will manage or negotiate your initial claim, appeal an improper denial of claim on your behalf, or litigate against the insurance company if necessary to help you obtain your financial security. When represented by a seasoned insurance trial lawyer with extensive experience in representing disability, long-term healthcare, uninsured motorist, homeowners, business and other types of insurance claims, your likelihood of obtaining the benefits you deserve are much greater.

In addition, if your insurance claim has been unjustly denied, our firm may be able to obtain compensation not only for policy benefits, but also for other losses incurred, such as emotional distress and general damages, lawyers' fees, and other out-of-pocket expenses. In extreme cases, the court may even award punitive damages.

To discuss your insurance concerns and determine if you have a well-founded claim, contact the Law Office of Steven M. Dunn, P.A. online or at 305-868-1400 or toll free at 1-888-576-9076.